$60K and a fourth bay: how a repair shop cut its wait time from 5 days to 2
An auto repair shop was booked five days out and losing overflow work to a competitor. Here's how a $60,000 advance, funded in 5 days, got a fourth bay built out before the shop's equipment-supplier promo expired.
1. The Situation
The shop was consistently booked five days out, and a competitor down the street was capturing the overflow.
Building out a fourth bay (lift, tooling, electrical work) was the fix, but a term loan's 3–4 week underwriting timeline meant losing the current promo pricing from their equipment supplier.
2. The Funding
Outcome99 structured a $60,000 merchant cash advance at a 1.30 factor rate over an 8-month term, repaid via daily remittance (~$464/day) against total repayment of $78,000.
3. The Result
The advance funded in 5 days, in time to lock the supplier's promo pricing and get the fourth bay built out.
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