Your busiest season doesn't wait for your slowest month's cash flow to catch up.
Ski resorts, charter operators, holiday retailers, landscaping companies, seasonal businesses have to spend ahead of their peak: inventory, payroll, equipment, all before the revenue that pays for it actually arrives. A bank looking at a flat, year-round average often misses the picture entirely.
We size funding against your real revenue pattern, including the peaks, and structure repayment around your actual season rather than a generic monthly assumption.
Revenue-Based Funding is sized against your monthly revenue, which lets us account for your actual seasonal swings instead of averaging them away. Businesses that already carry financing and need extra capital ahead of a peak season can add on with Second- and Third-Position Loans.
A yacht charter business needs capital for a refit during the off-season, timed so the boat is back in the water and earning before peak season starts. Funded off-season, the advance is paid off by mid-season once bookings ramp back up.
Common questions from businesses with peak and off-season cycles.
