Revenue-based funding is sized and repaid against your business's actual revenue, not a fixed loan schedule. You pick the repayment rhythm that fits how your business gets paid, a small amount taken every business day, or a single fixed debit once a week.
A small fixed amount or percentage of sales is debited each business day, directly from your card processor or bank account. Best for retail, restaurants, and other steady, card-heavy businesses.
One fixed debit comes out of your bank account each week instead of daily. Best for contractors, wholesalers, and service businesses whose revenue lands in batches rather than every day.
Daily: A boutique jewellery store needs $150,000 to restock ahead of a trade show. They apply Monday, get an offer that afternoon, and have the funds by Wednesday, repaid automatically as a small slice of each day's card sales.
Weekly: A general contracting firm needs $250,000 to cover payroll and materials on two active builds. They choose weekly repayment since their revenue lands in batches from invoiced jobs, not daily card swipes.
Second- and third-position loans add capital on top of financing you already have in place, using whatever repayment capacity is left over each day or week. It's how we get more capital to businesses that already have one or two advances on the books but need additional runway.
For businesses with one existing advance or loan already in place. We fund behind it, sized around your remaining daily or weekly repayment capacity.
For businesses with two existing advances or loans already in place. We fund behind both, sized carefully around whatever capacity remains.
Second position: A family-owned restaurant already has one advance on the books, but a supplier is offering a one-time bulk discount if they can pay by Friday. They get an offer that reflects what's left of their daily repayment capacity, no need to pay off the existing advance first.
Third position: A trucking company already carrying two advances needs $40,000 for an emergency repair before a scheduled haul. A third-position loan gets them the cash the same week, sized around what's left after both existing positions.
