You don't need years of history. You need a few months of real revenue.
Most funding built for young businesses either asks for collateral you don't have yet or a personal credit profile that doesn't reflect how well the business is actually doing. We look at something more direct: your actual monthly revenue.
To responsibly underwrite a young business, we need to see at least 6 months of operating history and consistent monthly revenue. If you're past that point, your credit score matters far less than how your business is actually performing right now.
Revenue-Based Funding is the right starting point for most young businesses, sized against your monthly revenue and repaid daily or weekly depending on how consistently that revenue comes in.
A business just past its first 6 months needs working capital to take on its first large order. With consistent monthly revenue to show, they get funded in 24 hours, without needing years of tax returns or a personal asset to pledge.
Common questions from newer business owners.