Getting started with Outcome99: from bank statements to funded.
TL;DR
- $10K–$5M, funded in 24–48 hours. Sometimes same day.
- You send two things: 6 months of bank statements and a 60-second SignNow application.
- We never take the first offer. We negotiate on your behalf before anything is final.
- Verification is quick: a Flinks link, your ID, and a voided check.
- Lenders work 9AM–5PM Eastern. Getting documents in early speeds everything up.
1🎯 The Core Offer
| What | Detail |
|---|---|
| Funding range | $10,000 – $5,000,000 |
| Turnaround | 24–48 hours |
| Lender hours | 9AM–5PM Eastern — plan around this if you're elsewhere |
2🤝 What We Expect From You
- You don't need to be reachable all day. Just responsive when it matters.
- A quick text is fine. No need to answer calls instantly.
- Speed matters. Lenders work on a tight daily window, so faster replies mean faster funding.
3📄 Step 1 — Documents
- 6 months of bank statements, not transaction history — check your banking app, they're different.
- Send it straight from your phone. Open your mobile banking app → Share.
💡
Mid-month? We may also ask for transaction history to fill the gap between your last statement and today.
4✏️ Step 2 — Application
- Sent through SignNow, similar to DocuSign.
- Basic info only: name, date of birth, business start date, revenue, credit score.
- Takes under 60 seconds.
5📤 Step 3 — Submission
Your file goes out to lenders first thing every morning.
- Approval moves faster if you have no consistent NSFs, no open bankruptcy or collections, and own 50%+ of the business.
📌
Problems in any of these areas aren't a dead end. We work around them — they just narrow which lenders are the right fit.
6💬 Step 4 — Negotiation
- We never accept the first offer. We call the lender, walk through terms, and push for a better rate and repayment structure.
- The goal is a long-term relationship, not a one-off deal — offers typically get finalized after 50% paydown or 4–6 months in.
7✅ Step 5 — Verification & Closing
- A Flinks link confirms your statements are real — a standard fraud check.
- Final documents: driver's license and a voided check.
- Wire timing: same day if your documents land early during Eastern hours, otherwise first thing the next morning.
🔑
One-line takeaway: Move fast on document requests, expect Eastern-hours timing, and trust the negotiation — we're working to get you the best terms, not just any offer.
Ready to see your number?
Send your last 6 months of bank statements. We'll tell you what your revenue actually qualifies you for.