Customer Success / Daycare Capacity Expansion
Case Study Childcare · Merchant Cash Advance

$20K to clear a 25-family waitlist and pass a state inspection

A daycare had 25 families on a waitlist and a fixed state inspection date standing between them and legal capacity to enroll. Here's how a $20,000 advance, funded in 3 days, covered the upgrades before inspection.

$20,000
Advance funded
3 days
Approval to funding
5 months
Repayment term

1. The Situation

25 families were on a waitlist, and a state licensing inspection was scheduled to approve expanded capacity.

Classroom space, safety equipment, and staff-to-child ratio hires were needed to pass inspection and legally enroll waitlisted families — the inspection date was fixed and non-negotiable.

2. The Funding

Outcome99 structured a $20,000 merchant cash advance at a 1.36 factor rate over a 5-month term, repaid via daily remittance (~$259/day) against total repayment of $27,200.

3. The Result

The advance funded in 3 days, in time to complete the upgrades before the inspection date.

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