$130K to make two payrolls while a GC's net-60 invoice caught up
A construction subcontractor had two crew payrolls due before a general contractor's net-60 invoice was set to clear. Here's how a $130,000 advance, funded in 6 days, bridged the gap.
1. The Situation
Mid-project on a commercial build, with the general contractor on standard net-60 payment terms.
Two crew payrolls were due before the GC's invoice was scheduled to clear, and the sub couldn't afford to stall the job or lose the crew over a timing mismatch that wasn't a project problem.
2. The Funding
Outcome99 structured a $130,000 merchant cash advance at a 1.32 factor rate over a 7-month term, repaid via weekly remittance (~$5,663/week) against total repayment of $171,600.
3. The Result
The advance funded in 6 days, covering both payroll cycles until the GC's payment cleared.
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