$35K later: payroll made, no layoffs, through the slowest months of the year
A restaurant heading into its slowest quarter needed to make two payroll cycles without cutting staff before the spring rebound. Here's how a $35,000 advance, funded in 4 days, closed that gap.
1. The Situation
Entering the January–March slow season, where revenue typically drops 30–40% but payroll obligations don't.
Two payroll cycles were coming due before the spring uptick, and the owner had already used available cash reserves on a fall equipment repair. The options were cut staff hours or bridge the gap.
2. The Funding
Outcome99 structured a $35,000 merchant cash advance at a 1.35 factor rate over a 5-month term, repaid via daily remittance (~$450/day) against total repayment of $47,250.
3. The Result
The advance funded in 4 days, ahead of the first of the two payroll cycles. Both cycles were covered without cutting staff hours, closing the gap until the spring uptick arrived.
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